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Garmo & Garmo Attorneys at Law LLP
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Office Hours: M-F: 8:30 am to 5 pm
Languages Spoken: Arabic Chaldean Spanish
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Our Law Firm Case Results

Latest Settlements

Insurance Dispute

Client suffered significant water damage to his condominium and both his personal homeowner’s insurance and the Homeowner’s Association would not agree on who should pay for the damages.  After four months of delay and thousands of dollars of repair costs paid by our client, Garmo & Garmo, LLP was asked to step in.  After one well-designed letter to our client’s insurance company, within a week, the insurance company agreed to reimburse our client for his expenses and to pay for any additional water damage costs!

Auto Accident
Bill Epstein utilized his medical training to formulate a winning strategy and refused to accept any settlement less than the policy limits. As a result, within two weeks of submitting a demand for policy limits, the case settled for $1,000,000.00.

Chiro – Med Mal
Lawsuit against Chiropractor for injuries caused to client for routine adjustments.  $150K settlement despite disputed responsibility and extent of injury.

Auto Accident
Rear end collision with three month gap in care and medical bills less than $1,900.00. Settled for policy limits.

Past Settlements

Pedicab Struck by Auto
Six figure settlement with at-fault driver’s insurance company complimenting Mr. Epstein in obtaining settlement for the maximum policy limits.

Auto Accident
Head on collision. Policy limits obtained.

Wrongful Foreclosure – Bank of America
Lender wrongfully foreclosed on borrower’s primary residence resulting in a settlement in lieu of litigation.

Slip and Fall at Petco Store
Insurance company initially denied liability and refused to offer any settlement.

Auto Accident
Client’s vehicle was struck in the rear. Although the damage appeared very minor in photographs, and despite a significant dispute with the insurance company as to our client’s injuries, the case settled for $75,000.00.

Auto Accident
Minor damage rear-end auto accident. Initial offer: $3,996. Settled before trial.

Dog Bite
Minor bite to the arm, not requiring stitches.

Auto Accident
Very minor damage rear-end auto accident. Vehicle damage amounted to $850. Insurance company insisted the speed of the accident was too low to cause significant injury. Settled for policy limits.

Auto Accident
One hospital visit. No additional treatment; no lost work.

Auto Accident
Minor damage rear-end auto accident. Client had a long history of lower back pain before the accident.

Litigation & Transactional

Insurance Disputes
Client incorrectly filled-out annual health insurance renewal form and lost coverage for his spouse. Although our client was unable to convince the insurance company that he made a mistake, our office appealed the matter and obtained a full reinstatement of insurance coverage.

**The information provided in this website does not constitute legal advice and is not a guarantee, warranty or prediction regarding the outcome of any legal matter. The above represents actual settlements of Garmo & Garmo, LLP clients. Results depend on the law, facts and circumstances of each case.

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Garmo & Garmo, LLP office update (January 4, 2021)

Garmo & Garmo, LLP’s physical office is open to assist you with your legal needs.  We are following the strict guidelines established by the Centers for Disease Control (CDC), State of California and County of San Diego.  Unless necessary, in-person meetings will not be held in our office.  Our office can conduct phone meetings or video meetings with clients/visitors.  Please note the local San Diego courts are open for most business operations. 

Please consider the following if you must come to our physical office:

  1. All clients/visitors must wear facial coverings at all times while in our office.
  2. All clients/visitors must practice social distancing while in our office.  This includes maintaining a minimum of six feet from our staff and others.
  3. For the safety of our staff and others, all sick clients/visitors may not enter our office.
  4. All clients/visitors will have their temperature taken when they enter our office.
  5. Please do not enter our office if you have any of the following symptoms:

    • Fever or chills
    • Cough
    • Shortness of breath
    • Fatigue
    • Muscle or body aches
    • Headache
    • New loss of taste or smell
    • Sore throat
    • Congestion or runny nose
    • Nausea or vomiting
    • Diarrhea

We are closely monitoring the latest advisories from the Centers for Disease Control (CDC), State of California, County of San Diego and the local court system. We will update our policies as we receive new information.

We appreciate your patience and confidence in Garmo & Garmo, LLP’s ability to serve you.